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Money Saving Tips

Where to Exchange Currency (It’s Not the Bank!)

Read more about the article Where to Exchange Currency (It’s Not the Bank!)

A few weeks ago, I walked into Chase Bank in Florida and asked to withdraw cash from my checking account in the form of Australian dollars for an upcoming trip. The branch manager smiled and quoted me a currency exchange rate that was seven percent…

  • Post published:January 13, 2023
Continue ReadingWhere to Exchange Currency (It’s Not the Bank!)

How to Get All the Free Birthday Stuff (130+ Birthday Freebies)

Read more about the article How to Get All the Free Birthday Stuff (130+ Birthday Freebies)

For the most part, I consider myself to be sort of a minimalist. Aside from being notoriously frugal, I also don’t feel like I need a ton of stuff to be happy. But with that said, I’m cool with a little extravagance when it’s free.…

  • Post published:October 30, 2022
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Make Starbucks Cold Brew Coffee at Home with This Copycat Recipe

Read more about the article Make Starbucks Cold Brew Coffee at Home with This Copycat Recipe

I have an addiction to Starbucks cold brew iced coffee. If you’re not familiar with cold brew, it’s prepared through a slow extraction process that’s kept cool or room temperature from start to finish — the coffee never gets heated up. This results in a…

  • Post published:March 31, 2021
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What to Look For in a Laptop — And How to Make It Last

Read more about the article What to Look For in a Laptop — And How to Make It Last

It’s time to let you in on a secret: All of my blog posts have been written on a laptop that’s over a decade old. Amazingly, this computer still runs as well as — if not better than — the day I first bought it.…

  • Post published:February 24, 2021
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Save Money with DIY Christmas Gifts That Don’t Suck

Read more about the article Save Money with DIY Christmas Gifts That Don’t Suck

It’s that time of year — you know, the beautiful, magical, spendy holiday season. When you’re trying to save money or pay down debt, holiday gift-giving can really throw a wrench in your plans. You want to give meaningful gifts that show you care about…

  • Post published:November 28, 2020
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Want the Cheapest Hotel Booking Site? It’s All About Rewards

Read more about the article Want the Cheapest Hotel Booking Site? It’s All About Rewards

When looking for the cheapest place to book a hotel room, the commonsense approach is just to compare prices on different sites. Go to Expedia, Trivago, Kayak, Priceline, etc., and pick whichever one has the best deal. If you try this obvious strategy, you’ll run…

  • Post published:October 2, 2020
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“How Much Insurance Do I Need?” Less Than You’ve Been Told.

Read more about the article “How Much Insurance Do I Need?” Less Than You’ve Been Told.

I recently saw a pretty sneaky TV commercial for an insurance product that I’d never heard of before. It’s called "return of premium life insurance." It’s a form of term life insurance, and here’s how it works: You pay a monthly premium for a fixed…

  • Post published:September 24, 2020
Continue Reading“How Much Insurance Do I Need?” Less Than You’ve Been Told.

Behind the Curtain: Our Household Spending Revealed

Read more about the article Behind the Curtain: Our Household Spending Revealed

We kinda hate tracking our spending. I know it’s a sin among personal finance bloggers, but on the 8-year path to accumulating our savings, we never tracked our expenses much at all. Once we learned that money can buy freedom rather than material things, our…

  • Post published:August 5, 2020
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How to Buy a Cheap Bike That Will Last Forever (+ Accessories)

Read more about the article How to Buy a Cheap Bike That Will Last Forever (+ Accessories)

My bicycle is one of the best investments I’ve ever made. It’s allowed me to breathe more fresh air and experience more sunshine while I explore my own backyard. It’s made my heart stronger, kept me from gaining weight, and given me a weekend activity…

  • Post published:June 2, 2020
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Make Your Obsession With Money Temporary

Read more about the article Make Your Obsession With Money Temporary

Expense tracking, budget making, checkbook balancing, bill paying, stock trading — all of this stuff requires an endless input of time and brain power. That’s why, for the last eight years or so, Lauren and I haven’t done any of those things. Being good with…

  • Post published:May 14, 2020
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“Average” Cars are Money Incinerators

Read more about the article “Average” Cars are Money Incinerators

Transportation might not be your number one expense, but if you’re a typical middle-class American, it’s probably the single biggest thing you could change to become way richer, way faster. Saving money on even bigger expenses like housing can pay off too, but shifting your…

  • Post published:February 20, 2020
Continue Reading“Average” Cars are Money Incinerators

Hack the Menu at Restaurants and Pay Less

Read more about the article Hack the Menu at Restaurants and Pay Less

Whether you're at home or on the road, the best way to save money on food is to cook it yourself. But when you're traveling, you're not always going to have a kitchen in your hotel room or want to bust out a propane camp…

  • Post published:January 26, 2020
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Cut Your Cable and Streaming TV Bills to $0 Forever

Read more about the article Cut Your Cable and Streaming TV Bills to $0 Forever

Recurring costs eat away at your wealth stealthily, in bite-sized chunks that you don’t always notice. A cable and streaming TV bill of $100 a month could add up to around $130,000 across 25 years if it were invested in the stock market instead. “Cutting…

  • Post published:January 5, 2020
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Dirt Cheap Travel with a Nissan NV200 Camper Van

Read more about the article Dirt Cheap Travel with a Nissan NV200 Camper Van

When we set out on a 7-month trip to visit every National Park in the United States, we knew there was only one way to make it affordable: avoiding hotel costs by sleeping in a camper. After considering all the options, we decided to convert…

  • Post published:December 14, 2019
Continue ReadingDirt Cheap Travel with a Nissan NV200 Camper Van

How to Save Money on Airport Parking Anywhere

Read more about the article How to Save Money on Airport Parking Anywhere

Let’s be real — spending money on parking always feels bad. I mean, you’re basically just paying for your car to exist. When we go to the airport, we usually just have a friend (or an Uber) drop us off at the front gate and…

  • Post published:November 10, 2019
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Attacking the Budget Behemoth: Housing Costs

Read more about the article Attacking the Budget Behemoth: Housing Costs

On the way to financial independence, reducing your expenses is the most powerful thing you can do. Whether you rent or own, housing is probably one of your largest bills. While it's fun to claim small victories like eking out a 44% discount at Taco…

  • Post published:October 4, 2019
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You’re Wasting Money If You’re Not Buying This Stuff On eBay

Read more about the article You’re Wasting Money If You’re Not Buying This Stuff On eBay

Everybody knows where to go online for low prices and fast shipping on almost everything imaginable — its domain name starts with an “A”. While Amazon is ubiquitous for online shopping, there are a handful of items I’d never dream of buying anywhere else but…

  • Post published:September 21, 2019
Continue ReadingYou’re Wasting Money If You’re Not Buying This Stuff On eBay

Are Retail Rewards Programs Worth Your Time?

Read more about the article Are Retail Rewards Programs Worth Your Time?

Whether we’re trying something new on the road or enjoying a neighborhood coffee shop, we’re constantly bombarded with opportunities to sign up for rewards, loyalty programs, and bonus points. There are so many that most people just ignore them and default to an immediate “NO”…

  • Post published:June 2, 2019
Continue ReadingAre Retail Rewards Programs Worth Your Time?

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